Real estate investors know that finding the right property is only half the battle. The ability to secure competitive financing with high leverage can determine how quickly you grow your portfolio and maximize your return on investment. We specialize in renovation and construction financing for experienced investors who want to purchase, renovate, and reposition residential properties.
Finance More of Your Next Project
One of the biggest advantages of this program is the ability to finance up to 95% of the Loan-to-Cost (LTC) for qualified borrowers. By reducing the amount of cash you need to bring to the table, you can preserve capital for future acquisitions, unexpected construction costs, or additional investment opportunities. Higher leverage means your money can work harder across multiple projects instead of being tied up in a single renovation.
Program Highlights
- Up to 95% Loan-to-Cost (LTC)
- Loan amounts up to $1,000,000
- Terms up to 12 months
- No prepayment penalty
- Extension options available when additional time is needed
- For experienced residential real estate investors
Professional Investors
This program is intended for borrowers with a proven track record in residential renovations. These guidelines help ensure the program remains focused on experienced investors who understand renovation timelines, budgets, and project management. Typical borrower qualifications.
- Minimum 720 FICO score
- Six or more investment properties completed within the past 24 months
- Soft credit pull (refreshed every 120 days during the qualification process)
Loan Purposes
Our renovation financing can be used for a variety of investment strategies.
- Property Purchases
- Delayed Purchase Financing
- Rate & Term Refinances
Keep More of Your Profits
Unlike many short-term financing programs, this renovation loan comes with no prepayment penalty. That means if you complete your renovation ahead of schedule and sell or refinance sooner than expected, you won’t be penalized for paying the loan off early. Investors maintain the flexibility to exit projects whenever market conditions are most favorable.
Need More Time? We’ve Got Options.
Construction and renovation projects don’t always follow the original timeline. Material shortages, permitting delays, and contractor scheduling can all impact completion dates. That’s why extension options are available, giving experienced investors additional flexibility when needed.
Ready to Finance Your Next Renovation?
If you’re an experienced real estate investor looking for up to 95% LTC, loan amounts up to $1 million, and aggressive short-term renovation financing, we are ready to help. Contact us for more info.
