We offer several ground-up construction loans, including a full Ground Up Construction loan for single-family homes, townhomes, or condo projects.
Program Highlights
- Loan Amounts: $300,000 – $3,000,000
- Eligible Property Types: Single-Family Residences (1–4 units), Townhomes, Condos, Modular, and PUD properties
- Minimum FICO: 650
- Leverage Options:
- Up to 60% AIV (As-Is Value)
- Up to 70% ARV (After-Repair Value)
- Up to 85% LTC (Loan-to-Cost)
- Terms: 6, 12, 18, or 24 months
For Builders and Investors
Ground-up construction financing can be challenging to secure with conventional lenders. Our program provides higher leverage, attractive loan terms, and property eligibility that match real-world investor needs. Developing a small multi-unit project, or working with modular housing? This product provides the financing you need to move forward.
Contact us to learn more about our Ground Up Construction financing options and start your next project with confidence.
